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Electronic funds transfer
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Electronic funds transfer : ウィキペディア英語版
Electronic funds transfer

Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, through computer-based systems and without the direct intervention of bank staff. EFTs are known by a number of names. In the United States, they may be referred to as electronic checks or e-checks.
The term covers a number of different payment systems, for example:
* cardholder-initiated transactions, using a payment card such as a credit or debit card
* direct deposit payment initiated by the payer
* direct debit payments for which a business debits the consumer's bank accounts for payment for goods or services
* wire transfer via an international banking network such as SWIFT
* electronic bill payment in online banking, which may be delivered by EFT or paper check
* transactions involving stored value of electronic money, possibly in a private currency.
==See also==

* Automated Clearing House
* Bitcoin
* Digital currency
* E-commerce payment system
* Electronic money
* Electronic funds transfer at point of sale (EFTPOS)
* Interbank network
* Payment system
* Real Time Gross Settlement
* Society for Worldwide Interbank Financial Telecommunication (SWIFT)
*Virtual currency

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
ウィキペディアで「Electronic funds transfer」の詳細全文を読む



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